Debt Help Services

Posts Tagged ‘tools’

Question: has anyone ever has dealings with valour financial management?

Ive been told they can help me sort my debt problem with a thing called a financial management plan.

i owe £12,500 and i said i could probably afford to pay back £200 total a month towards my debt, ive been told that i can do it, but it’d take about 82mths to become totally debt free.

seems too good to be true, and i dont want to agree to something that could mess me up more than i am already.
was wondering how legit these people are as i havent heard of them before, and i dont want to be screwed over even more by finance people.

I cant find any reviews of their services online either. anyone?
lol sorry, title should be ‘has anyone ever HAD dealings with valour financial management? ‘

Answer: They’re real and they can do it – but they’ll charge you. Try Citizen’s Advice. They do the same job for free.

Finding gold in them thar foreclosures

Market sees a fivefold increase of investors buying distressed properties

Setting up a Debt Management Plan with Atlantic

Question: Debt Management Plans?

If you enter into a debt management plan with a consumer credit counseling service what are the chances it will keep you from getting a mortgage or auto loan in the near future? Also, will the debt management plan prohibit you from applying for new credit?

Answer: Hi,

Hope this info will help you.

I used “Credit Solution” to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58% and improve my credit score .It’s legitimate . I came across this company on NBC News Special Edition.Check it out here:

http://CreditSolution.ez-mart.biz

USA Funds Recognizes Student Loan Debt Management Efforts of Four Schools

USA Funds®, the nation’s leading guarantor of federal student loans, has announced the recipients of its 2010 Excellence in Debt Management awards. USA Funds has recognized the following four postsecondary institutions for their efforts to promote financial literacy and help their students minimize and manage their student loan debt:

credit card debt management services

Question: How do courts react in a lawsuit for an account entered in a debt management program?

I am being sued and currently my accounts are all with CAREONE, My question is if anyone has dealt with the court system and being sued when in a DMP?

Answer: It depends if it is a Debt Management Program(Credit Counseling) or a Debt Settlement Company. As well as the attitude of the judge, some judges are really consumer friendly, others are really creditor friendly.

If you are with either type, it won’t effect if you owe the debt or not. That is if you owe the debt you are still going to get a judgment against you. However, how willing the court is to work with you will matter on the type of program you are on.

If you are in a DMP and making payments to the DMP in a timely manner. The judge may feel that you are showing “good faith” and make your payments to them equivalent to what they would be in the DMP.

However, if you are in a Debt Settlement Program. This is a program where they actually have you stop paying your creditors in the hopes to get them to settle for a small fraction. The judge may give you a nice 30 minute lecture and then allow them to take further action such as attaching your wages or bank accounts(if your state allows either of these).

Either way SHOW UP for court, because it would be far worse to not show up at all.

Pimco Says Avoid Japan Bonds; China’s Currency ‘Attractive’

Pacific Investment Management Co., which runs the world’s largest bond fund, said investors should avoid long-term Japanese government debt because of concerns about the sustainability of the nation’s finances.

To Close or Not To Close (Credit Card Accounts)? – Jake, Amir and Experian

Question: Looking to rent a property and Landlord said i can move in on Friday?

Im looking to rent a property from a proposed Landlord, i have unsatisfied debts which i am currently paying off monthly and he is saying that the Estate Agents with which the property is up for rent with are saying about my credit history, im on a debt management plan but he has already promised that he will rent the property to me. My mother is acting as Guarantor, what can i do to definatley secure the property without my past “messes up” affecting it

Answer: Simple get in writing what he says

Orleans Announces the Engagement of PMCM, LLC, an Affiliate of Phoenix Management Services, Inc.

Orleans Homebuilders, Inc. announced today that its Board of Directors approved the retention of PMCM, LLC, an affiliate of Phoenix Management Services, Inc. on March 16, 2010, but retroactive to March 4, 2010, to act as the Company’s restructuring financial advisor as the Company seeks a restructuring plan that focuses on maximizing enterprise value for all constituents after filing for Chapter …

Unenforceable Credit Agreements

Question: Has anyone heard of a debt management company called Money Worries Ltd?

Just wondering if any UK Yahoo! users knew anything about a debt management company called Money Worries LTD which i am investigating at the moment and if they were dealing with them, could they tell me any good or bad stories about the company?

Thanks.

Answer: Hey there!

Avoid any company like this if you can. Speak with National Debtline (highly recommended) or the Citizens Advice Beurau instead. Very often it’s possible to come to an arrangement with your creditors so that they’ll freeze interest and let you pay what you can afford.

I’d only go to a company like this on the reccomendation of National Debtline or CAB.

China Company Debt to Outperform on Funding Curbs, Yinhua Says

March 17 (Bloomberg) — Chinese corporate bonds will beat sovereign securities for a third straight year as limits on fund raising by local government investment companies halts a “debt issuance spree,” said Yinhua Fund Management Co.

Thousands forced to take second jobs