Debt Help Services

Posts Tagged ‘solutions’

Question: Which school to choose?

I asked a similar question yesterday, but bcs it is SO important for me, I really appreciate if you could respond again.

I am 31 years old and I am an American living in South America. I work for an international NGO out here, and will be beginning a Masters program at the end of this month. I just dont know which is the better choice for ME. Because I want to continue working and gaining experience here in S. America, I will be doing either program ONLINE. The first is the Global MBA from Thunderbird. The second choice is a smaller school, but a MIM (Masters in International Management) from the University of Maryland at University College. I know Thunderbird is much more known and better, however costs much more. Maryland University College costs $19,000 and Thunderbird is $75,000. Bcs I am not exactly sure what I want to do after I finish, I am scared of the risk of all the major debt if I choose Thunderbird. What do you think? Does it matter with jobs later?

Answer: Wow. $75,000? That is a ton of money compared to $19,000.

If you were wanting to be a doctor or lawyer and were choosing between Harvard or state university, it would be a no brainer to go with the more prestigious school. In your case, can you be sure that you can comfortably repay the $75,000? Can Thunderbird give you any stats on the success of its graduates? If the answer is no, go to the less expensive school. There are more important factors employers will look at, such as whether or not you graduate with honors, other than just the name of the school.

Bank Sohar, Oman Signs up Intellect GUB - Debt Management Solution From Polaris Software

Polaris Software, a leading Financial Technology Company, today announced that Bank Sohar, Oman has signed up Intellect GUB 10.0* Debt Management solution, a comprehensive debt receivables management product from the Intellect suite.

PGiNotify Debt Management Services

Question: Who is the best option for debt consolidation?

I have a friend with I believe just over $80K in business/personal (his personal cards are used for business) credit card debt and looking for a solution to help lower the monthly strain on the business. What would be the best solution in this case? He’s already looked at some debt consoliation comapnies and feels as though he has no way of knowing for sure if they would work for him. Is this a situation where something other than debt consolidation would be better?

He’s looked into the following debt consoliation companies:

http://www.commercialdebtcounseling.com/

http://www.active-debt.com/

http://www.amerassist.com/

Appreciate any advice that can be offered. Thank you.

Answer: Most if not all of these so called "debt consolidation companies are a scam.

What they do is not pay your creditors for months and then try and settle with them for less. No special skills. They just don't pay.
They also charge a fee everymonth to do this.

Your creditors do not have to talk with these people. It's your debt.
Also, if they don't pay your creditors. You, and you alone are still responsible for the debt. Your creditors will sue you and not the company you hired.

Ambassadors’ seasonal wishes 2010 67 ambassadors present their greetings to Lebanon and its people

I would like to thank La Revue du Liban and Monday Morning for giving me the opportunity to express to all their readers my warmest greetings at the end of this year, 2009. To represent France in Lebanon is for me an immense honor, and I would like to pay tribute here to the Lebanese of all regions and all confessions, whose very generous welcome touched me and recalls to me every day how ...

Credit Solutions Attacks Debt Without Debt Consolidation Loa

Sometimes, due to some extra expenses or less salary it is quite hard for a borrower to repay the entire amount within four weeks. For the borrowers who are not able to repay the amount within four weeks can apply for 3 month payday loans. This finance is drafted for the people who are interested for repayments in installments. Now, with this loan facility, you can pay back money in small installments according to your salary.

These loans are best whenever you find yourself trapped under urgent money requirements and need of quick cash. Moreover, these finances are meant to cover the money gap that generally occurs in between your two paydays. Under these provisions, you are free to avail a small amount of money in the range of £80 – £1500. It basically arranges the amount against your upcoming paydays and supposed to be repaid on your next salary day. This is why the loans are popular among people.

There are some basic criteria of eligibility which has to be fulfilled by the applicant i.e.
* The applicant has to be permanent citizen of the UK.
* His age should be over 18 years.
* He should be regularly employed since the last six months
* Residential proof has to be provided.
* He should have a current bank account 3 months old running in his name.

One can select fax-less service for these finances, if you need the cash much sooner. In this choice, there is no need of faxing documents to the lending organization and your online request will be verified and evaluated right away. This loan is equally beneficial for bad credit holders, as status like CCJ, debt management; arrears and bankruptcy will not stop you from taking advantage.

For a borrower, it is quite important to consider that depending too much on these credits may endanger your credit rating score. Just remember that these loans are fallback solutions, not everlasting solutions.

Exclusive Accounts Receivable Management Solutions from TekCollect Now Offered to MedChi Members

MedChi, The Maryland State Medical Society, has teamed with TekCollect, the nation’s leading accounts receivable management firm, to provide MedChi members with custom collection programs and services.

Susie, Credit Solutions, Debt Settlement

Question: Is bankruptcy the best solution?

I am an Australian citizen living in the US, and have a 30,000 debt/bank loan in Australia, that I am trying to pay off every month – $500. I earn about 35,000US a year, which after tax etc… is not all that much. I also have a car loan, insurance, utilities and rent payments etc here. I end up with about 200 in disposable income a month, which is almost impossible to live off. I have tried to get a loan to transfer my debt from Australia to the US, in the hopes of lowering my payments/interest rate, but as i have alimited credit rating here this is basically impossible. I am considering filing for bankruptcy in Australia, but was wondering if anyone know the process and/or if this is possible, or if there are better solutions available. Debt management companies in australia won’t help because i live here, and debt management companies here won’t help because it’s a foreign debt!

Answer: Filing bankruptcy here in the US won't help you at all. Your problem is the debt in Australia and that debt won't be discharged.

To really solve your problem, you need to increase your income and decrease spending. Consider getting a second job.

Set down and make a strict budget. Eliminate all the extras -- eating out, magazines/newspapers, cell phone, premium cable TV, high speed internet, etc.

L-1 Identity Solutions Announces Preliminary Results for Fourth...

ID , a leading provider of identity solutions and services, today announced preliminary results for the fourth quarter and full year ended December 31, 2009.

Debt Relief Solutions: Tips on How to Lower Your Debt - FindLaw