Debt Help Services

Posts Tagged ‘professional debt relief inc.’

Question: How can I decide on if a credit relief agency is legit?

I want to start looking into the option of getting professional assistance to get out of debt. I’m not going to mention any numbers, but the debt my wife and I have accrued over the years is … well, staggering.

Anyway, I know some company’s are out to scam people, and I was wondering if their was any way to research various agencies?

I’m not sure of the term I am thinking of, but the types of companies that I am referring to give you an agent, then the agent negotiates deals with your credit lenders to lower interest rates, then they give you a flat fee to pay monthly and an estimated time of paying off your debt.

Answer: Go to this site: http://www.nfcc.org/ and find someone in your area. These are legit non-profit companies. They offer free credit counseling and have debt management programs available, if you qualify, for no fees.

A lot of companies claim to do debt repair/counseling but they take fees up front and just trash your credit.

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