Debt Help Services

Posts Tagged ‘Loan Consolidation’

Question: I’m looking for a $25,000 unsecured loan for debt consolidation. EVERY PENNY of my pay goes to credit cards!

Seriously, EVERY PENNY goes towards bills…if I want to eat I have to charge it cuz there’s no cash left. Looking for a way to pay one creditor, not a dozen. Need to free up some cash in case of an emergency! NO SCAMMERS PLEASE! SERIOUSLY!!!!!!!!! NO SCAMS!

Answer: This one is not a scam. I've been involved with the following website for nearly a year. Many people have been able to get loans to reduce their credit card debt and have it paid off in 3 years. You can get loans up to $25,000 with only a 1-2% origination fee.

Cenveo Announces Fourth Quarter and Full Year 2009 Results

Cenveo, Inc. today announced results for the three months and full year ended January 2, 2010.

Apply for Tenant, Secured, Unsecured Loans

Question: Student Loan Consolidation Help Please!?

I am a May 2008 graduate with a significant amount of debt.

Because I transferred, I have over $50,000 in a number of private and federal loans from different companies in two different states. I just have a few questions about consolidation.

1. Can you consolidate both federal and private loans into one?
2. I just started working, so I don’t make that much, do you think consolidation is a good option? I can make the payments, but it makes everything else a lot tighter.
3. If I consolidate, what companies can I trust?
4. What companies are best?
5. What if I go back to grad school later and need to take out loans again? Can I add to the consolidation? Or does something else happen?

Any information will help. I am trying to be responsible and budget, but having a number of student loans is making things pretty difficult. Thanks in advance!

Answer: The only consolidation you can trust is your local bank or credit union. Some loans will allow you to go back to grad school but only if your payments have been in full and on-time..

Nine O'Clock

Private environment provides 4.5 times more unemployed than the state field.

Unsecured Personal Loans Consolidate Student Loans Secured Loans - Compare Homeowner Loans

Question: Should I file for bankruptcy or do debt consolidation. I have $42K in cc debt + my car, house, i cant keep up?

I have $42K in cc debt with an average of about 14% interest. Another $10K in 0% financed stuff, $1,400 mortgage, and $330 car payment, $650 student loan payment, and another $2K in bills each month. Due to new kiddo and making almost half what i did due to sudden change at work, i can barely pay the minimum I need to plus just $1K towards my debt each month. I have stopped spending money on anything, but the interest and amount of debt is killing me, and im sure the credit card companies are just waiting for me to miss one payment to default me to 33.3% interest. Please no guilt trip on the amount of debt, i got stuck with alot of it after a divorce 2 years ago and i didnt even do the spending!!

Answer: Do a refinance on your home and if you have enough equity you can pay off everything else. If not that will give you a month with no house note and you can catch everything else up...

Good Luck!

Sallie Mae Reports First-Quarter 2010 Results

RESTON, Va.----SLM Corporation , commonly known as Sallie Mae, reported net income on a core earnings basis of $212 million for the first quarter ended March 31, 2010. On a GAAP basis, first-quarter 2010 net income was $240 million .

Student Loans : Student Loan Consolidation

Question: A friend of mine needs help with his finances…?

He has a defaulted federal student loan, he’s been trying to keep up with the payments…unfortunately he lost his job recently (company shutdown due to financial crises) and is being considered for another. Unfrortunately he needs to know if there is a debt consolidation program that works specifically with federal student loans…???? any assistance is greatly appreciated.
Thanks for the inputs so far…
was asked to ask if any of you know who he could consolidate with, most Banks won’t do it because it is a federal loan…meaning that they won’t guarantee a fixed rate for a consolidation loan…Thanks again fellas…my friend is pretty stressed out on this for he knows it’s going to screw his credit up.
For Faith:

Thanks for the suggestion, but need more detail of who it is you’re talking about that can help my friend out with consolidating his loans… email you gave, shows no profile on Yahoo! ??

Answer: The best suggestion I can give to this issue your friend is having, is to see if there is a Consumer Credit Counseling Service office in your area...(CCCS), what their services can do for him is open a trust fund account that he can pay a minimal amount into every month. Then CCCS takes that payment and distributes it to the Federal Loan Co. he got his loan from. The best thing is the payment being made is compromised within the budget limits he has. If you find that there is a CCCS office in your locale, tell your friend to call them today. They are a really good service for consumers to work with and best of all, they are a non-profit organization. Good Luck!!

Teacher layoffs, consolidations likely for some local schools

Due to low tax collections, all school systems in Alabama are getting 7.5 percent less money from the state this year than originally anticipated. The cuts are compounded by reductions in last year's budgets, which were slashed 11 percent.

Cure For Student Loan Debt Disease

Question: debt or bill consolidation for payday loans?

any companies out there that will pay off payday loans under debt consolidation program

Answer: Debt consolidation is an option, and you should look into it. Just be careful about WHAT you're getting into. Some plans, because of their higher APR rates get you into more trouble than you were.

Also, some lenders look poorly upon it later on. Some institutions believe that it really is a black mark. It will depend upon the types of deals that your particular company or lender work out, and of course, your own individual circumstance. For some with absolutely NO way out, debt consolidation is a welcome option.

Take a good hard look at all the options and plans offered, and don't let a single company pressure you into something you just can't do. Make sure that you're comfortable with the plan offered before you commit to it.

In any case, it doesn't hurt to investigate debt consolidation as an option. It doesn't cost you anything to find out more information about it.

If you want a place to start your investigating, there's information and listings for debt consolidation providers on the page listed below. You'll probably find something of use there:

http://axalda.info/debt-consolidation.html

Military service members and veterans guide to managing debt

Many current military service members and veterans struggle with financial debt. Here a few tips that can help.

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