Debt Management Regulations

Question: Council Tax?

Could anyone please tell me if a borough council (Middlesbrough) can refuse to accept to(take back a debt) instead of allowing baliffs to enter my home and take what items i have,to recover monies owed for council tax.I eas told by one of there advisors that management had told staff to NOT accept [...]

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Debt Management Questions

4 Tips on Making a Personal Loan to Family
I’m wondering if it makes sense to use part of my $10,000 emergency savings to pay off the credit card debt.

Bankruptcy Questions : What Is Chapter 7 Bankruptcy?

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Debt Management Credit Report

Question: Debt Management and Consollidation?

Is this option preferable to chapter 13 or chapter 7 bankruptcy? Even if you go through a reduced payment agreement through a debt management company, doesn’t this stay on the credit report negativley, just as much as bankruptcy?

Answer: NO, it shows that you are least trying to pay your bills

Kids [...]

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Debt Management And Consolidation

Question: Anyone out there already experienced a summons to court by a creditor? What should I expect?

This is my first time going through this situation and I don’t know what to expect. We have been making payments to a consolidation debt management company and they have advised us all along not to speak with [...]

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Debt Management Options

Question: Should you consider filing Bankruptcy if you have an overwhelming amount of debt in credit cards?

If you have debt including car loan, credit cards, and other misc debts more than the amount you make in a year or more is filing Bankruptcy the best option? I am young with a child and have accumulated [...]

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