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Posts Tagged ‘Debt Consolidation Companies’

Spartan Stores Announces Fourth-Quarter and Fiscal 2010 Financial Results

GRAND RAPIDS, Mich.—-Spartan Stores, Inc., today reported financial results for its 12-week fourth quarter ended March 27, 2010.

Debt Relief MI Saving Homes Call 1.800.826.1929

Question: My friend has about $40,000 debt in 4 accounts. Recently a lien was placed on her bank account that she was?

able to get the court to release that but the bank charged her about a 900 dollars fee for checks that she had sent in that time. Is it legal for a bank to do that? she is with a debt consolidation company she has been telling this company that they should make arrangements with all 4 creditors but the consolidation company( made arrangement with 2 creditors) said that they will get her a better rate if they negotiate with the two other companies the result was the creditor got a lien. Is it not the duty of the consolidation company to make sure that no such lien is placed once she was paying them regularly. she was planning to save some more money every month put it in her bank account and hoping she saved some reasonable amount try to negotiate a settlement with one of her creditors directly but she has been told that if she puts more money in the bank the creditors will levy the bank account again she is at her wits end what should she do ?

Answer: It appears chapter 7 is in her future.

PROGRESS: Low rates, incentives spur real estate market

Carson City real estate agents admit 2009 has been a year of struggle. Housing starts are down to a trickle with 16 single-family homes this year, down from more than 40 in 2007. Inventory is up and lenders are holding back. But there have been bright spots with more potentially along the horizon, real estate agents say. Homeowners started coming back into the market this year, said Realtor ...

CREDIT COUNSELING and DEBT CONSOLIDATION VIDEO: What you need to know before you sign up

Question: What is the safest way to find a Reputable Debt consolidation company?

I have been reading on how many people have been taken by “Debt Consolidation” companies. Many have taken money allocated for debt repayment and refused to answer the customers call. That is so scary. I tried turning to the BBB but they indicated they are merely a tool for reporting not a guarantee of a legitimate company. Then I look into Bankruptcy and it said most have to try consolidation first to file. Making me even more confused. Has anyone worked with a company for Debt Consolidation that they would recommend? or has anyone tried consolidation only to regret it and wish they had just filed for Bankruptcy. I would appreciate any advice or experiences.

Answer: This is a company that I would highly recommend ...

I had a friend who used this and they were highly efficient and friendly:

http://bit.ly/DebtConsolidation

GFH woes offer glimpse into Bahrain offshore banks

Analysts say GFH still needs to raise cash via asset sales or outside aid.

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Question: Should I file for bankruptcy or do debt consolidation. I have $42K in cc debt + my car, house, i cant keep up?

I have $42K in cc debt with an average of about 14% interest. Another $10K in 0% financed stuff, $1,400 mortgage, and $330 car payment, $650 student loan payment, and another $2K in bills each month. Due to new kiddo and making almost half what i did due to sudden change at work, i can barely pay the minimum I need to plus just $1K towards my debt each month. I have stopped spending money on anything, but the interest and amount of debt is killing me, and im sure the credit card companies are just waiting for me to miss one payment to default me to 33.3% interest. Please no guilt trip on the amount of debt, i got stuck with alot of it after a divorce 2 years ago and i didnt even do the spending!!

Answer: Do a refinance on your home and if you have enough equity you can pay off everything else. If not that will give you a month with no house note and you can catch everything else up...

Good Luck!

Sallie Mae Reports First-Quarter 2010 Results

RESTON, Va.----SLM Corporation , commonly known as Sallie Mae, reported net income on a core earnings basis of $212 million for the first quarter ended March 31, 2010. On a GAAP basis, first-quarter 2010 net income was $240 million .

Student Loans : Student Loan Consolidation

Question: Consolidating Credit Card Debt?

I had $24,000 in credit card debt. I tried and failed on starting a company in California. I have been paying down this debt (I am now down to $18,000). Just using 0% credit card offers. However in this economy, I am not able to get credit card offers like that anymore. I wanted to use one of those credit card debt consolidation companies but I heard they can be worse than the credit card companies themselves? Is there a good one out there that I can trust?

Answer: Don't bother using them. You can call up your credit card companies and negotiate with them, if one representative doesn't help you, hang up and call again and talk to another one. Consolidating companies will charge you for things that you can do yourself. Don't get suckered into using a consolidating company.

Celebrating Our People of the Year

As we ring in a new year, and a new decade, The Post pauses to honor those who have made Santa Cruz County a better place to live.

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