This plan was designed to Jump Start you into action, so that you can regain control of your out-of-pocket cash flow, structure the charges and payments you make to your credit cards, and get out from under that terrific debt burden. I certainly hope you follow the plan closely, so that it can do just that. But once you get into the swing of it and monitor your steady progress each month, I’m sure that you will devise ways to get it going even faster! You’ll notice that I didn’t bug you about drastically cutting down your overall spending. I realize that you might not have been ready to make the sacrifice. But any cutting back you do in your overall spending will certainly be for your own benefit now and in the future. Again, the choice is always yours. As I stated earlier, the other authors were certainly on to something! So at some point, perhaps when my Jump Start Plan has helped you to feel like you’ve gotten your head above water, you may want to look closer and explore many of the great ideas they have. Wishing you all the very best of luck! Your friend, Bob Donnelly

Bob Donnelly, a third generation native New Yorker, connects much of his personal and professional accomplishments to his early roots– having grown up in “The Big City.” Born and raised as one of seven children in a struggling family, The Donnelly’s lived in the “Yorkville” section of Manhattan in a cramped, (walk-up), tenement apartment house. Living directly across the street and also from a struggling family, was Kit Culkin, one of Bob’s earliest childhood friends. While most people immediately associate Kit with his famous son, MacKauley Culkin, –Hollywood’s ” Home Alone Kid,” Bob has a much different connection with Kit.To Bob, he was an early role model–he was several years older and a true older- brother type. In fact, in his own family, he was the eldest of his siblings and played a parent-like role while he studied unrelentingly in his personal pursuit to achieve Hollywood fame. Kit radiated a positive and “can do” attitude to others around him and served as a true early example of– “Tough Individualism.” Back in the day, the struggle was all about overcoming adversities such as poverty, limited job opportunities, and in general–the prospect of an uncertain future. Many of these issues– as perplexing as they seemed, were actually dealt with at the kitchen table-and in a family consensus fashion. Out of shear necessity, most folks maintained a -”Just keep it simple,” attitude.For example, if you needed food/you needed to seek work, if you had a loose tooth/you may have looked for a piece of string and the nearest doorknob, and if you needed a new outfit/you looked in your sibling’s closet. The times called for a great deal of resourcefulness and self-sufficiency, to say the least. Remaining ever cognizant of these fundamental lessons in self preservation, Bob would later recoil this basic native intelligence by associative reasoning, into a more refined problem solving “Model,” later to be used in his entrepreneurial endeavors. Bob has a profound pass