Debt Help Services

Posts Tagged ‘Budget’

Question: I am engaged! What should I know about marriage?

My fiance is 22, and I am 25. We both accumulated some debts from our college years at Columbia. We are also looking on buying a Steinway grand piano as we are both heavily involved in music. My fiance is planning on going to Officer Training School and join the military as an officer.

Keeping this in mind, I would appreciate advice on money management as a couple, typical life of a military wife, life living on base, importance of regular sexual activity (seriously), buying our first home, involvement of in-laws in our marriage, when to have kids, and anything else that you think is important that I did not mention here.

The only conflict I have with my fiance is that his in-laws, who are native Koreans, want to move in with us because they want to educate and raise the children that we have in the Korean Christian culture. I don’t really mind them helping out, but I would like some privacy in our lives.

Answer: First of all, congratulations on your engagement.

I’ll address your questions in the order that you posed them. Let’s start with your financial/debt problems. My advice would be to set aside your monthly payment for loan repayment plus $100, just in case you run into problems next month. Your husband is joining the military, and there’s a good chance that they may assist him with repaying the loans.

As for your piano, you need to remember that Steinways, while arguably the best, are the most expensive. I would look into a used baby grand, and I would not spend any more than $20,000. Try to get a plan that will let you pay for your piano over a period of 5-10 years. Be picky!

As for living on base, it’s great since you can connect with other women whose husbands are in the military. The only bad thing is that they have all these ridiculous lawn mowing, gardening, and maintenance requirements. But other than that, I think living on base is awesome: you get tax free shopping and there’s always some community event.

Sex is important in any relationship. For new couples, I think having sex at least once a day is vital to making a marriage survive romantically. As for kids, use condoms until you’re ready to have them (I would wait at least a few years).

Make sure that you watch your money! Money can make or break a marriage.

Good luck!

Carlyle Said to Seek $1 Billion From Philosophy Sale

Carlyle Group is seeking about $1 billion in a sale of skin-care company Philosophy Inc., three years after acquiring the maker of “Hope in a Jar” moisturizer for half that amount, said three people with knowledge of the plan.

Dave Ramsey, “Debt Snowball” Money Makeover – 3/10

Question: People talk about Obama’s “lies” here, but Bush promised not to meddle in markets,…?

…not to get involved in “nation building” wars, and to decrease the national debt by 1/2 in his term.
How did those work out?
Instead he raised it by a factor of 4!
Most of Barry’s budget will never be passed – so don’t throw speculative fantasy statistics at me (which is all I ever see here).

Answer: Hmmm…I could be wrong, but I think all politicians work this way.

I mean come ON! Would you people vote for someone who came out and told you exactly what he was going to do or what he has to do? The American people are like little sheep. Myself included. We look for what we want to hear, even if deep down we KNOW it’s not going to happen. Bush is not the only one to do this. Neither is Obama.

*Edit*
By the way, be careful when you’re talking about the national debt. We give way to much credit (both positive and negative) to the president. We’re forgetting that congress plays the bigger role. Except when the president shoves himself into the responsibility a lot like Obama did. And it’s interesting to see that he’s blown just as much..if not more money then Bush did. We’re not even through the first half of his first term. That’s all I have to say about it. The only thing that gets me is that people treated Bush in such a disgusting matter. I’m not defending the guy, but people took it a bit to far. And now a young, nice looking black president comes along chanting words such as hope and change. Because he is new and fresh, and…black…and because he is not Bush, people cling onto the empty hope and the empty change without any question or criticism. Why is he not as responsible for his actions as Bush was? Why is it suddenly NOT okay to dislike the president now that Bush is out of office? Is it that hard of a concept to think that perhaps America’s little token boy could possible be bad…if not worse then Bush?

Debt panel has gloomy outlook

Co-chairs offer ominous assessment of the nation’s financial structure without budgetary changes. Financial Services – Business – Financial Planning – Debt Consolidation – Debt settlement

True News 9: Screw the National Debt – You Are Not the Nation!

Question: What is your prediction for the total of our national debt by 2010 and also 2012?

Rage this is one of the first times we agree. I sure hope we are both wrong!
Region, I think I will try that out. I will spend more than I have and borrow more just to see if I become prosperous from doing so.
Basically four out of thirteen say it will be lower. PARKERD, Bella Bella, region 50, and Drixnot. I would love to take a wager on that!

Answer: 2010 – 15 trillion

2012 – bust.

EU May Tighten Budget Rules to Avoid Debt Crises (Update2)

April 16 (Bloomberg) — European Union finance officials pushed for tighter controls over national budgets to avoid a repeat of the Greek debt crisis.

The National Debt Road Trip

Question: Why are the Democrats unconcerned about Debt ?

Is it because they are spending money they never earned or deserved ?

Answer: What is even more strange is that the national debt was all they could talk about during the last administration. They were saying that we were spending too much money. But now that they are “running” things, they are spending more money WAY faster than the last administration, and it is ok with them. Democrat hypocrisy on display is what I say.

National debt seen heading for crisis level

Health care may have been the last big bang of the Obama presidency. With ferocious speed, the financial crisis, recession and efforts to combat the recession have swung the U.S. debt from worrisome to ruinous, promising to handcuff the administration. Lost…

America’s Troubled Financial Future?

Question: How can I get the location where jobs are advertised by Debt Management Office of Nigeria on-line?

My friend informed me that I should check www.DMO.gov.nig advertisement has been placed for empolyment by Nigeria’s Debt Management Office I searched for the advert at that address and the application must be made on-line but I cant find the location can someone please help me out?

Answer: I can only help you out with this information , there is a lot of Internet fraud coming out of Nigeria , so don’t send money to them for anything .

Insurers, health officials taking a wait-and-see attitude on impact of health care law

Health insurance and service providers are taking a wait-and-see attitude toward health reform signed into law by President Barack Obama on March 23. Professionals and state officials say they share the confusion many Americans feel about what the plan means and how it will be implemented.

Debt Management Weekly Round Up