Debt Help Services

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Question: looking for advice about a debt settlement company?

I enrolled with Renaissance Debt Solutions out of MD and paid the initial $349 start up fee to help me with credit cards and a repo that I have been paying on for 3 1/2 yrs. I was not behind in anything at the time but am now. Checked with the BBB (after the fact) and the company has an unsatisfactory rating. Does anyone have any further information about this company before I just cut my losses and try to get back on track with my creditors myself?

Answer: wow, that sucks. have you tried taking out a loan at prosper to consolidate your debts? maybe its not too late.

Good Luck

http://savingmoney.iblogger.org

Personal Finances Scams Lead ’09 Top Ten

Scammers in 2009 followed the financial woes of individuals as they preyed on people’s difficult economic conditions and concerns about the general economy, according to the Better Business Bureau’s summary of dishonest business dealings for the past year.

FIFA president Sepp Blatter recently told the Frankfurter Allgemeine newspaper.that heavily indebted English Premier League clubs could be hardest hit by the global credit crunch,

“Touched by the crisis could above all be English Premier League clubs with investors who today have no more money.” he said

English soccer has built up debts of around three billion pounds at all levels, the English Football accociation reported last year, with nearly a third of that owed by the top four clubs Manchester United, Liverpool, Chelsea and Arsenal.

Now this sound like an almighty foul-up by English soccer and certainly we fans and supporters of soccer have been aware for some time that something is awfully wrong with the money side of the game.   Something is killing football but we can’t quite put our finger on what it is. That is because we do not have the whole picture: there is something about all this we are not being told.  

Therefore, before we start blaming the Football Association, club Boards, owners and so forth for bad financial management, we would be wise to examine the economic context in which club owners and their boards are seeking to balance their books, compete, survive and hopefully win a few trophies and to find out what that “something” is.   The horrible truth of the matter is the whole economic game is rigged so that escalating debt is virtually unavoidable if you want your club to emerge as top dog.  

It is no coincidence that while the “Big Four” English clubs dominate the game nationally and internationally, they are the most heavily in debt.  

Similarly, it is no coincidence that the mightiest global corporations, the most successful manufacturing and trading entitites with the biggest slice of their respective markets, are the most in debt.  

Neither is it a coincidence that the most successful nation on Earth, the United States, is the most heavily in debt, with more debt than the whole Third World combined. Worse, the U.S. has more debt than there are dollars in existence with which to pay it off! The U.S. can never get out of debt!  

This is very odd because one usually considers escalating debt and a chronic inability to earn more than one spends to be the hallmark of failure.  

Yet it has become the hallmark of success.   And you will find this phenomenon repeated in almost every field and marketplace.  

There is not room in this short article to explain in full the mechanics of the Great Money Hoax, but I can sum up what is happening to our Soccer clubs, businesses and nations by telling you that we are the victims of the biggest scam in history.  

That scam concerns that which we refer to as “money.” It introduces all mannner of distortions into economic life and guarantees that the more successful you are, the more debt you will almost inevitably be obliged to carry.  

It is driving our Football clubs deeper and deeper into debt and turning them into debt-driven acquisitive corporations for whom the love and pleasure of our national sport takes second place to the pursuit of scarce money.  

What is it?  

If you want to understanding what is killing football, or indeed any major professional sport, if you want to know what can be done to save it, then please take the trouble to unberstand the Great Money Hoax before it is too late!

Add 2009 tax payment to holiday list

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The Debt Collectors