Small Debt Consolidation Loans
December 29th, 2009
Question: fincancial advice- family wants to get back on track and into a place of our own again?
my dh and I have two girls (7 years old & 2 month old) and are currently “stuck” living with my grandparents. We have been for over 1 yr. Trying to get things paid off and such- but its going so slow- we put every extra cent we have into things- that it’s going to take 20 years to get things done. We are about $18,00 in debt- & because of bad early life choices my credit is HORRIBLE. I’m fixing it- just takes lots of time & some days feels like it will never end. I tried for a debt consolidation loan (2 years ago) but was denied. We owe my grandparents about 2500 and we arent allowed to move until it’s all paid.. I’m on maternity leave now (daughter is only 5 weeks old) so for now- we only have 1 income and after bills and his student loan payment- theres nothing left. I just don’t know how much longer i can handle our family of 4 living in 2 small rooms at their house. i’m going crazy. hehe. Any financial Advice for me???
Answer: I know a lot of answerers after me are going to tell you "No, they're bad! Run away as fast as you can!!", but I feel like I have the responsibility of letting you know. You should try to find your closest Primerica office through the yellow pages, usually under financial planners. They deal with getting you back on your feet into financial freedom. My boyfriend is working Primerica and I'm going to join him soon. I've gone to every training seminar with him and I know they can help. Even if you have sucky credit (like I do) they can help get all your debt into one loan. Trust me, we've had clients come in and testify how Primerica has helped them a lot. You have to at least call them and hear them out... a lot of the things they tell you can help you in the long run anyways, even if you don't end up getting any financial products with them...and only they can help you get a game plan going to get into financial freedom.
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