Debt Help Services

Question: difference between all these debt consolidation?

what’s the difference with these debt guys?? consolidation vs. debt settlement vs. coucling services?????
how do you choose which services to use? there’s sooo many. and i know i need to be real careful with choosing one. does anyone recommend one they have used? i’d love info fill me in please.
so far i think american debt control sounds good anyone know anything about them?

Answer: The big question is what are you looking for? If you really want help digging out of debt - and consolidating your debts could be a part of it- then go to a credit counseling service that can set up a program for you.

The link below is for the national organization of credit counselors. I've heard of Consumer Credit Counseling Services- a non-profit with offices all over the country (just type that in to Google and you'll see). I think that is a great place to start since they have all the services out there to help get you turned around.

I would avoid any credit card companies, finance companies, etc. All of those will probably turn out to be a scam whereby you'll wind up with a lower payment that you will never be able to pay off (thanks to a really high interest rate).

American Debt Control is not a non-profit. They may be very good, but that will mean you may wind up paying a lot for their help. So I would be cautious about that. Non-profits are not all great either, but at least you know they are not out to enrich themselves at your expense.

EU expects Greek budget consolidation plan in Jan

BRUSSELS/ATHENS (Reuters) - The European Commission expects Greece to submit a long-term budget consolidation plan early this month but Greek officials said on Monday Athens would send the final version at the end of January after discussing it with Brussels.

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