Debt Consolidation Blacklisted

Question: How do you remove a black mark on your credit reference ??

Some time ago my wife took out a loan , which due to finacial difficulties she has now defaulted on , this has been sorted through a consolidation process and is now paying these debts off . Recently I have found that because I stood guarantor on a loan I have also been blacklisted by her bank , and now unable to recieve credit in my own right ,although the debt consolidation company reassured us that I would not be affected , how do I clear my name from this blacklist !!




Answer: with a rubber.

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