March 9th, 2010 by admin
Question: Council Tax?
Could anyone please tell me if a borough council (Middlesbrough) can refuse to accept to(take back a debt) instead of allowing baliffs to enter my home and take what items i have,to recover monies owed for council tax.I eas told by one of there advisors that management had told staff to NOT accept [...]
Read the rest »
March 7th, 2010 by admin
4 Tips on Making a Personal Loan to Family
I’m wondering if it makes sense to use part of my $10,000 emergency savings to pay off the credit card debt.
Bankruptcy Questions : What Is Chapter 7 Bankruptcy?
Read the rest »
March 6th, 2010 by admin
Question: Midland credit management is threatening me with arbitration. What does this mean?
I am trying to get my credit good by working through my debts one bill at a time. One of my accounts got sent ot Midland Credit Management. I spoke with one of the representatives trying to set up a payment [...]
Read the rest »
March 5th, 2010 by admin
Question: Debt Management and Consollidation?
Is this option preferable to chapter 13 or chapter 7 bankruptcy? Even if you go through a reduced payment agreement through a debt management company, doesn’t this stay on the credit report negativley, just as much as bankruptcy?
Answer: NO, it shows that you are least trying to pay your bills
Kids [...]
Read the rest »
February 28th, 2010 by admin
Question: Getting a mortgage while enrolled in a Debt Management Plan?
Does anyone know of any types of loans or lenders who will consider applicants who are currently enrolled in a debt management plan (DMP) or Credit Counseling Program (CCCS)? I have been making monthly payments on my DMP for almost a year, but have [...]
Read the rest »