Monthly Household Budget
When you are in a debt management program, it is helpful to have a monthly household budget and a monthly personal budget. You can use our monthly budget worksheet to draw up a monthly household budget for your family.
How much should you spend per month?
Below is a chart to help you create a monthly household budget.

Category |
% of take home pay |
|
Housing |
30% |
|
Utilities |
7% |
|
Food |
20% |
|
Medical |
5% |
|
Clothing |
7% |
|
Transportation |
17% |
|
Recreation |
4% |
|
Savings |
8% |
|
Misc |
2% |
|